Understand your numbers before deciding.
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What would you like to understand?
Micro-retirement cash-flow check
See your monthly gap and how long a cash buffer might cover it. Then review health, work and family arrangements.
SCENARIO TOOLPremium yield calculator
Include share price, contract size, fees and days. Annualised premium is not a promised annual return.
SCENARIO TOOLLong-term contribution scenarios
Explore starting capital, regular contributions and assumed returns. A constant return is not a market forecast.
Turn concepts into numbers you can read.
Adjustable assumptions—not market forecasts.
Converts effective annual return to a monthly rate; assumes end-of-month contributions. Fixed returns are for understanding compounding only—real investments fluctuate; results exclude fees, taxes, and inflation.
Different return assumptions change results sharply. Also test zero and negative returns—not only optimistic cases.